Pay for your healthcare procedure in monthly instalments.

Out-of-pocket costs can make healthcare unaffordable. Athena makes it easy to afford healthcare by splitting your medical bill into manageable instalments.

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p/m for months

Why use Athena?

Access to healthcare
without the financial
burden

Split your medical bill
repayment over 3 or 6
months

Cover out-of-pocket
expenses

Cheaper than credit alternatives - We only charge an admin fee

How it works

Fill out the form on our website by clicking “Apply now”

We’ll get in touch and let you know what additional information we need

Receive and accept your repayment terms. Pay your first instalment to get covered

Get your procedure and Athena will fully settle the amount owed to your doctor

Repay Athena over 3 or 6 months

Sign up

How it works

Sign up to Athena

We’ll get in touch and let you know what additional information we need

Receive and accept your repayment terms. Pay your first instalment to get covered

Get your procedure and Athena will fully settle the amount owed to your doctor

Repay Athena over 3 or 6 months

Apply now

FAQs

01
How do I qualify for instalment payments?

You must be in good financial standing and be able to afford the monthly instalments for your required procedure.

Athena will perform an affordability and credit check when you apply.

02
What additional information will I need to provide?

No further information will be required. It's that easy

03
How do I make payments?

You will be sent a link where you can make payments. You can use an EFT, Snapscan, Masterpass, or direct card payment to make a payment.

We have partnered with Paystack, one of the most reputable global payment partners. The safety of your payment and the protection of your personal data is our top priority.

04
What happens if I miss a payment?

If you missed a payment, Athena reserves the right to charge a 5% fee against the missed instalment if payment is not made within three days after the initial missed instalment.

05
Is Athena available at every doctor?

Yes, if your application is approved, Athena will pay any legally recognized  healthcare provider in the country.

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